Vermont Leads Mortgage Delinquency Increase

With the rate of mortgage delinquency rising in most states, WalletHub released its updated report on the "States Where Mortgage Delinquency Is Increasing the Most" to show where home loans have become least affordable from Q4 2025 to Q1 2026.

"Vermont is the state where mortgage delinquency is increasing the most," said Chip Lupo, WalletHub editor. "In Q1 2026, the number of delinquent mortgages in the state increased by over 12% compared to Q4 2025, marking the largest surge in the country. Despite this sharp increase, Vermont still has one of the lowest mortgage delinquency rates in the country, at around 6%."

Increasing the most

1. Vermont

2. Delaware

3. Louisiana

4. Florida

5. Montana

6. Connecticut

7. New Hampshire

8. Colorado

9. Texas

10. Idaho

Increasing the least

41. Hawaii

42. Utah

43. Virginia

44. Maryland

45. Indiana

46. Missouri

47. Maine

48. Mississippi

49. Nebraska

50. Wyoming

For the full report and to see where your state ranks, click here.